At GPA RISE INVESTMENT, the loan amount you can avail of depends on several factors including the type of loan, your income, credit score, and repayment capacity. We offer a wide range of options to meet diverse needs — Personal Loans ranging from ₹50,000 to ₹25 Lakhs, Business Loans from ₹1 Lakh to ₹5 Crores, Education Loans between ₹1 Lakh and ₹50 Lakhs, Commercial Loans from ₹5 Lakhs to ₹10 Crores, Health Loans between ₹50,000 and ₹20 Lakhs, and Vehicle Loans ranging from ₹1 Lakh to ₹1 Crore. This flexibility allows us to cater to both small and large financial requirements, ensuring that customers can access the right amount of funding for their specific goals.

GPA RISE INVESTMENT, we believe in transparent and fair lending practices, and foreclosure or part-prepayment charges depend on the type of loan you choose as well as the terms agreed upon at the time of sanction. Foreclosure refers to closing your loan before the end of its tenure by paying the entire outstanding amount, while part-prepayment means paying a portion of the outstanding principal in advance to reduce future EMIs or shorten the tenure. Many of our loan products offer zero or minimal charges for part-prepayment after a certain period, whereas foreclosure charges may range from 0% to 4% of the outstanding amount, depending on the loan type and repayment stage. All such terms are clearly mentioned in your loan agreement to ensure complete transparency.

Availing of an education loan online with GPA RISE INVESTMENT is quick, simple, and fully digital. The process begins by checking your eligibility, which includes reviewing basic criteria such as age, nationality, course type, and whether your academic institution is recognized. Next, you choose the loan details, including the amount, tenure, and repayment option that best suit your needs. You then fill out our secure online application form with your personal, academic, and financial details, followed by uploading the required documents such as proof of identity (Aadhaar, PAN, or Passport), proof of address (Utility bill, Aadhaar, or Passport), academic records, admission letter from the institution, and income proof or co-applicant’s income documents. Once your application is submitted, our team reviews and verifies all details, and upon approval, the loan amount is directly disbursed to the educational institution or your account, as applicable. With our online loan calculator and quick approval system, you can also know your EMI and repayment terms before applying, ensuring complete transparency and convenience from start to finish.

GPA RISE INVESTMENT, we offer flexible loan tenures designed to suit different financial needs and repayment capacities, with options ranging from 6 months to 20 years depending on the loan type. Personal Loans are available for tenures between 6 months and 5 years, Business Loans from 1 year to 15 years, and Education Loans from 1 year to 15 years, including the moratorium period. Commercial Loans can be repaid over 3 years to 20 years, Health Loans from 6 months to 5 years, and Vehicle Loans from 1 year to 7 years. The exact tenure offered will depend on the loan amount, your credit profile, and the terms agreed upon during sanction, ensuring you can select a repayment schedule that aligns with your financial comfort.

A Flexi Loan is a flexible credit facility that allows you to withdraw funds as and when needed from a pre-approved loan limit and pay interest only on the amount you actually use. You can also repay and re-withdraw funds multiple times during the loan tenure, making it ideal for managing fluctuating or unpredictable expenses such as business working capital, seasonal requirements, or emergency needs. A Term Loan, on the other hand, is a fixed loan amount disbursed in one lump sum at the start, which you repay through fixed EMIs (Equated Monthly Installments) over a predetermined tenure. Interest is charged on the entire loan amount from the beginning, making it suitable for one-time, large expenses such as property purchase, machinery acquisition, or educational fees.